Terms of Service

Welcome to Money & More (moneyandmore.co.uk). By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use the website.

1. Acceptance of Terms

By using Money & More, you confirm that you have read, understood, and agree to these Terms of Service. These terms apply to all visitors, users, and anyone who accesses any part of this website. We reserve the right to update or modify these terms at any time, and your continued use of the site following any changes constitutes acceptance of those changes.

2. Calculator Accuracy Disclaimer

The financial calculators and tools provided on Money & More are for informational and educational purposes only. They are not intended to constitute financial, legal, tax, or investment advice. While we strive to ensure our calculators are accurate and up to date, we cannot guarantee that the results are error-free or reflect the exact terms you may be offered by a lender, financial institution, or government body.

Mortgage rates, stamp duty thresholds, ISA rules, gold prices, and other financial data can change at short notice. You should always verify results with the relevant institution or a qualified professional before making financial decisions. Money & More does not accept responsibility for decisions made based on the output of our calculators.

3. Limitation of Liability

To the fullest extent permitted by law, Money & More, its owner, and contributors shall not be held liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the website or reliance on any information provided. This includes, but is not limited to, financial losses, missed opportunities, or errors in calculator results.

The website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

4. Intellectual Property

All content on Money & More, including text, design, graphics, code, calculators, and the overall look and feel of the website, is the intellectual property of Money & More unless otherwise stated. You may not reproduce, distribute, modify, or create derivative works from any content on this website without prior written permission. You are welcome to share links to our pages and tools freely.

5. Third-Party Links and Services

Money & More may contain links to third-party websites, resources, or services. We provide these links for your convenience and reference only. We do not endorse, control, or take responsibility for the content, privacy practices, or availability of any third-party websites. Accessing any third-party link is at your own risk, and you should review their terms and privacy policies independently.

6. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

7. Changes to These Terms

We reserve the right to amend these Terms of Service at any time. Changes will be effective immediately upon posting to this page. We will update the "Last updated" date at the top to reflect the most recent revision. It is your responsibility to review these terms periodically. Continued use of the website after changes are posted constitutes your acceptance of the revised terms.

8. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us at:

Email: pravine9@outlook.com