Privacy Policy

At Money & More (moneyandmore.co.uk), your privacy is important to us. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data. We are committed to transparency and to keeping your personal information safe.

1. What Data We Collect

Money & More is designed with a privacy-first approach. Our financial calculators run entirely in your web browser. We do not collect, store, or transmit any of the financial data you enter into our calculators. Your property prices, savings amounts, mortgage details, and any other figures you input never leave your device.

We do not require you to create an account, provide your name, email address, or any other personally identifiable information to use our tools. There are no sign-up forms, login screens, or registration processes on this website.

2. localStorage Usage

To improve your experience, some of our calculators use your browser's localStorage feature to remember your most recent inputs. This means that when you return to a calculator, your previous values may be pre-filled for convenience. This data is stored locally on your device only and is never sent to our servers or any third party. You can clear this data at any time by clearing your browser's local storage or site data through your browser settings.

3. Third-Party Services

We use the following third-party services:

• Google AdSense: We display advertisements through Google AdSense to support the free operation of this website. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to this website and other websites on the internet. Google's use of advertising cookies enables it and its partners to serve ads to you based on your browsing patterns. You can opt out of personalised advertising by visiting Google Ads Settings.
• Gold Price API: Our Thaali Gold Calculator fetches live gold prices from a third-party API to provide real-time cost estimates. This request is made directly from your browser and does not include any of your personal information.

4. Cookies

Money & More does not set any first-party cookies. However, third-party services embedded on our site - specifically Google AdSense - may place cookies on your device. These cookies are used by Google to serve relevant advertisements and to measure ad performance. You can manage or disable cookies through your browser settings. Please note that disabling cookies may affect how ads are displayed on this site but will not impact the functionality of our calculators.

For more information about how Google uses cookies in advertising, please visit the Google Privacy & Terms page.

5. Your Rights

Under the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018, you have the right to:

• Access any personal data we hold about you (in practice, we hold none)
• Request deletion of any personal data
• Object to the processing of your personal data
• Withdraw consent for personalised advertising at any time
• Lodge a complaint with the Information Commissioner's Office (ICO) if you believe your data rights have been infringed

Since we do not collect personal data through our calculators, most of these rights relate to the cookies and tracking used by Google AdSense. You can exercise your rights regarding Google's data collection by adjusting your ad preferences or using browser privacy controls.

6. Children's Privacy

Money & More is not directed at children under the age of 13. We do not knowingly collect personal information from children. Since our tools do not require registration or personal data entry, there is minimal risk. However, if you believe a child has provided us with personal information, please contact us and we will take steps to remove that information promptly.

7. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this page periodically to stay informed about how we protect your privacy. Continued use of the website after any changes constitutes acceptance of the updated policy.

8. Contact Us

If you have any questions about this Privacy Policy, your data, or how we handle privacy on Money & More, please contact us at:

Email: pravine9@outlook.com